Likely treated similar to ATV.

Like an ATV, a "Mini bike" is specifically prohibited from registration & operation on highway under Motor Vehicle Act (s. 11). However, Slaunwhite affirms that this need not be a consideration when determining whether an off-road vehicle meets the broad Insurance Act definition of "automobile".

Again, coverage under auto liability policy would exist when driven on land not owned or occupied by vehicle owner (as per Off-highway Vehicles Act).

Again, in certain circumstances, there could also be coverage by homeowners liability policy.

For more information, please contact:

Joe Burke
Cox & Palmer
Halifax